Employer Health Insurance

Self-Funding for Small Employers

Self-Funding for Small Employers Employers who maintain their old health plans in light of the recent extension of transitional plans are typically younger and healthier than groups with ACA-compliant plans. The “old” rating rules allow insurance companies to reward them with lower premiums as these groups pose a lower risk. The small employers with healthier groups …

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Understanding Group and Individual Health Plans

  How Group and Individual Health Plans are Different   When it comes to understanding the difference between group and individual health plans, most people know that group coverage is provided by an employer and individual coverage si a policy that someone buys on their own. Which type of plan is better? Let’s have a look at the …

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