Critical Illness Insurance

A critical illness insurance pays a lump sum benefit to you upon the first diagnosis of the following :

• Major Organ Transplant
• Heart Attack
• Total Loss of Eyesight
• Stroke
• Total Loss of Hearing
• End Stage Renal Failure

What is your risk?

The statistics are clear: people are living longer, and as they do, they are more likely to experience a critical illness. According to the American Heart Association*:

• Nearly 86 million Americans are living with some form of cardiovascular disease or the aftereffects of stroke.
• Costs of stroke and cardiovascular disease total more than $320 billion.
• Heart disease strikes someone in the U.S. every 43 seconds.
• Someone in the U.S. has a stroke about once every 40 seconds.

How Much Cash Can I Receive ?

Critical Illness benefits can range from $10,000 to as much as $1 million as lump sum payment when the individual is diagnosed with a covered condition.

Some policies will actually provide multiple cash payments. For instance, if you have cancer and survive; you get a cash payment. Two years later, you have a heart attack; you get another another payment. This varies depending on the carrier/policy insurer.

Critical Illness Insurance Benefits Can Be Used For:

To pay for medical treatments not covered by your health plan.
To pay your mortgage while you are recovering.
To pay bills – from car payments to insurance premiums.To pay for  travel for treatments not available locally.
To pay for experimental treatments (not covered).
To replace a spouse’s income while caring for the insured.

Contact us to learn more about critical illness coverage.

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Contact Info

PBC Insurance Group

9010 Alister Blvd. East
Palm Beach Gardens, FL 33418
Phone: (561) 633-9248


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