Medicare Planning

Medicare planning involves making a to-do list of everything you need to consider when you are either turning 65 or going on to Medicare for the first time. If you have already received your red, white and blue Medicare card (or are still waiting for it)  it is very important to know that Original Medicare only covers 80% of your medical expenses. You will also want to know about the Medicare Plans  you will be eligible for one you have Original Medicare such as Medicare Advantage and Medicare Supplement plans , which are also known as Medigap plans as they were designed to fill the coverage gaps of Original Medicare  PBC Insurance Group offers every Medicare Supplement plan, Medicare Advantage plan and prescription drug plan from all insurance carriers in South Florida to give you the absolute best value.

You may  have questions about when to enroll in Medicare, if you need to enroll in Part B, what you need to know about Social Security, and what questions you will need to ask your benefits admin contact if you have employer coverage. Should you keep your employer insurance if it is still offered at 65 or should you enroll in Medicare? Long-Term Care also needs to be addressed as Medicare does not cover personal care, also known as custodial care. Let’s have a look at what to expect when you go on to Medicare for the first time.

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