Supplemental Health Insurance

• Pays out-of-pocket expenses not covered by your primary coverage up to the selected benefit amount, no matter how many accidents you have.
• No waiting period.
• Accidental death and dismemberment benefits.

• Covered first-ever cancer diagnosis and a covered heart attack or stroke with a lump-sum benefit.
• Pays regardless of other coverage you have.

Following a routine colonoscopy you were diagnosed with colon cancer. With a supplemental plan at or above your deductible, you will only have to fund $250 and the balance will be fully covered.

• Pays a lump-sum benefit on first covered day of hospital admission.
• Pays regardless of other coverage you have.

You are admitted to hospital with pneumonia and your bills exceed your $5,000 deductible. If this coverage formed part of your plan all of your out-of-pocket expenses would be covered.