Supplemental Health Insurance

• Pays covered out-of-pocket expenses not covered by other plans up to the selected benefit amount, no matter how many accidents you have.
• No waiting period.
• Accidental death and dismemberment benefits.

• Lump-sum benefit for a covered first-ever cancer diagnosis and a covered heart attack or stroke.
• Pays regardless of other coverage you have.

Following a routine colonoscopy you were diagnosed with colon cancer. After a year, your medical bills were really adding up! If this formed part of your plan, your entire deductible would be covered,  and you would have no out-of-pocket expenses

• A lump-sum benefit paid on first covered day of hospital admission.
• Pays regardless of other coverage you have.

You are admitted to hospital with pneumonia and your bills exceed your $6,850 deductible. If this coverage formed part of your plan all of your out-of-pocket expenses would be covered.